I was hanging around the bars downtown when I ran into an old acquaintance, Bill. He asks, “You come down here often? I gotta show you this bum I met. He’s gotta be the dumbest SOB I’ve ever met.” We walk over to the corner where a man was standing with a cardboard sign. “Hey Dugly,” Bill greets the bum with a smile and holds up $5 and a $1 bill in each hand “which one ya want?”. Dugly instantly points to the $1 bill and Bill hands it over to him. Bill has his laugh and walk off, “I’ll meet you inside buddy. You try it with him, Dugly picks the smaller bill every time.” I asked Dugly, “You gotta know the $5 is worth more, but why did you take the $1?”. Dugly replies with a shrug, “If I take the $5, he would have stopped giving me money years ago”.